Our Services

Service One

When an unsecured loan is taken out this means that the loan you are getting does not hold any of your assets as security . The interest rate and the monthly payments are fixed over the term of the loan which can be from 1 month up to 84 months depending on the company you are borrowing from .
The fixed payments Can Work in your Favor as you can work an exact Budget . always read the small print carefully and make sure you ask all  the questions that concern you. 
Interest rates on unsecured loans can be between 2 and 5 % a month depending on the loan product and this is the maximum allowed by NCR regulations , the rate of interest you get is determined by your individual risk profile and if you have a poor credit record you can still obtain a loan but in most cases it is at the highest interest rate. The reason these companies charge a high rate is because as a client with bad credit you are considered high risk and to offset this risk the lenders charge you a higher rate , but it pays to shop around for the best deal before signing anything . The amount you want to borrow could also affect you repayment so its always best to only take the amount you need . 

Service Two

 If the Money you want is for a holiday to pay for education or medical bills or anything that is not a fixed asset(such as a house or car).This type of loan is known as a unsecured loan. A personal loan is basically a unsecured loan an they are other various terms used that mean the same thing . Some of these terms like micro loans basically mean a smaller type of loan with a short repayment period and loan amount. A Personal loan is usually over a longer period and has a higher amount and repayment period. Other types of unsecured loans are consolidation loans. These types of loans still need to meet the same Criteria as a personal loan the only difference is that instead of the Money being paid to you it is paid directly to the company that you would like to pay off this will also decrease your monthly expenses and allow you have a higher disposable income. We at Central Investment  Management  offer consolidation loans and will help you through the entire process. The types of loans that actually are different are home loans ,vehicle finance asset based finance(secure loans ) . These types of loans have a totally different set of rules and Criteria.

Service Three

 You cannot apply or qualify for a loan if you are under debt review , Admin order , Sequestration .but with Central Investment  Management  you are welcome to give us a try
We all need extra money from time to time, but debts can quickly spiral out of control that's why it is so important to make sure that you are signing up the deal that suites your personal needs .

Service Four

When your application form and requirements are in order be sure that you will be approved with us.